Every couple wants to
experience the feeling of having a baby. The presence of a complete family is
the most satisfying one. But few of them can't really reach that stage. This is
not a rare problem but a huge amount of
people are facing the same issue. Nevertheless, this is even more burdened by a
salary cut. These highly uncertain times have pushed the people to very narrow
and stressed environments.
In these uncertain times,
there is still a light of hope. Some infertility centre teaming up with some
finance companies are showing their big hearts and offering interest free loans
for IVF and surrogacy treatment. Loans range from Rs 2 lakhs to Rs 5 lakhs with
repayment tenure of six months to 2 years.
"We jumped at the
chance since we realized it could be our last one," said a Pune based
artist. He has been provided a loan of Rs 2 lakhs by a private entity directly
disbursed to the fertility centre and is given a duration of two years to clear
the dues.
From last year's, there
is been active participation of multiple financial companies in the market
which has influenced a lot of people to take loans ranging from Rs 2 lakhs to
Rs 15 lakhs with a repayment tenure of six months to five years.
Had it not been for the
EMI option, we would never have been able to go through with the surrogacy
procedure, which costs Rs 15 lakhs. I was financially drained from going
through four or five IVF cycles, these are the words of Kishore who works for a
private firm n Bangalore.
A sum of Rs 2.5 lakhs was paid by Kishore and remaining was financed through a Mumbai based firm.
This type of financial
assistance not only helps at a monetary level but also helps the parents to
live their life a little more.
“These opportunities, especially amid the Covid-19
crisis, have come as a boon for many. Couples who were left to choose between a
fertility treatment and other expenses – either due to job loss or pay cuts –
now have an option. The awareness that was missing is being addressed by
centres like ours,” said Dr Samit Sekhar owner and director of KiranInfertility Centre, Hyderabad
